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To Be A Mortgage Broker you are needed to finish a 20-hour pre-licensure course through the National Mortgage Licensing System (NMLS) accessible across the U.S. The course covers government and state laws in regards to contracts, guidelines for contracts, morals of advanced officials, and more. When the course is finished, mortgage brokers should breeze through the NMLS test called the SAFE Mortgage Loan Originator Test. While each home loan agent in the U.S. will take a similar public test, there is additionally a state-explicit part to take also.