Firstly, as mentioned previously, health insurance is compulsory for all residents of Dubai as well as expats working in the city. Your dependents, meaning your children and possibly spouse if they do not have health care cover, are also obliged to be covered by health insurance. This is to ensure that all people living in Dubai have access to quality health care and will not be left in a compromising situation should anything happen. Without health insurance, medical care can be very costly and if you have children, you will know the high cost of medical bills with paediatricians and frequent trips to the doctor. If someone in your family has a known medical condition, a good health insurance plan is important to making sure your loved one gets the care they need.